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TD Bank Account Manager III- Massachusetts in United States

Work Location:

200 State Street Corporate

Hours:

40

Pay Details:

$119,600 - $178,880 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Personal & Commercial Banking

Job Description:

The Commercial Team Lead coordinates and manages a commercial lending group, including developing and servicing a group loan portfolio. This job has credit complexity of medium to large and move complex credit situations.

Depth & Scope:

  • Typical amount supervised is 4 to 8

  • Group portfolio size is roughly 60 to 90 million, depending on business development responsibility, portfolio mix, credit complexity and other factors

  • Develops and retains commercial business independently, meeting with prospects and Customers in a designated region to a larger sales goal

  • Makes prospect and Customer calls independently to sell commercial services and cross sell other Company products and services

  • Manages assigned relationships in coordination with other appropriate internal personnel

  • Communicates credit decisions to prospects and Customers; Negotiates specific terms and conditions for more complex loans within parameters defined by credit decisions; Finalizes loan agreement s with prospects and Customers and closes sales

  • Provides Customers with routine services and resolves Customer problems

  • Gathers prospect and Customer financial and general business information independently for larger and more complex accounts

  • Develops new business mainly through large network of referral sources; maintains network of referral sources and proactively asks for prospect leads

  • Represents commercial department at Company functions, business groups and civic organizations to maintain wide referral networks

  • Monitors status of current loan portfolio to ensure conformity with terms; ensures necessary documentation is completed and forwarded for processing: coordinates with operations and processing areas to ensure loan payments are collected and recorded

  • Protects the assets of the bank through the proper execution and administration of operational and risk management policies and procedures in compliance with the mandates of the Board of Directors and the laws of the land

Education & Experience:

  • 4 year degree or equivalent experience

  • 10+Years of related experience

  • Proven business development track record.

  • Supervisory skills

  • PC skills

  • Excellent communication skills, both verbal and written

  • Refined negotiation skills

OCC Language:

A satisfactory criminal background check, civil litigation searches and statements from job applicant regarding administrative, civil, or criminal findings by any government agency are required for this position, as well as the Firm's verification of the accuracy and completeness of the information contained in the applicant’s statements.

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

  • Domestic Travel – Occasional

  • International Travel – Never

  • Performing sedentary work – Continuous

  • Performing multiple tasks – Continuous

  • Operating standard office equipment - Continuous

  • Responding quickly to sounds – Occasional

  • Sitting – Continuous

  • Standing – Occasional

  • Walking – Occasional

  • Moving safely in confined spaces – Occasional

  • Lifting/Carrying (under 25 lbs.) – Occasional

  • Lifting/Carrying (over 25 lbs.) – Never

  • Squatting – Occasional

  • Bending – Occasional

  • Kneeling – Never

  • Crawling – Never

  • Climbing – Never

  • Reaching overhead – Never

  • Reaching forward – Occasional

  • Pushing – Never

  • Pulling – Never

  • Twisting – Never

  • Concentrating for long periods of time – Continuous

  • Applying common sense to deal with problems involving standardized situations – Continuous

  • Reading, writing and comprehending instructions – Continuous

  • Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

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