Campus Pride Jobs

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Credit Analyst I, II, or III to join our Specialized Lending department in Spokane, Washington (Headquarters) or Rocklin, California. This full-time position reports to the VP, Credit and is responsible for providing high quality, profitable and constructive credit and related services to customers in the Capital Markets portfolio. Through actions and communications, creates a positive image of AgWest and markets effectively to our lending partners, customers and others with whom they come into contact. This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period. Compensation Information The base salary range for this position in Spokane, Washington is: Level I: $57,000 - $86,000; bonus at target is 10% of salary. Level II: $63,000 - $95,000; bonus at target is 12% of salary. Level III: $69,000 - $108,000; bonus at target is 15% of salary. The base salary range for this position in Rocklin, California is: Level I: $66,000 - $99,000; bonus at target is 10% of salary. Level II: $72,000 - $109,000; bonus at target is 12% of salary. Level III: $79,000 - $124,000; bonus at target is 15% of salary. Job Requirements Perform due diligence and risk profiles on loans being purchased from other lenders. Provide key communication link with syndication and participation customers in areas of due diligence and administration; assist management in direct marketing and purchasing activities of participations and syndications. Gather financial and business-related information for customers and prospects from the origination lender and other available information resources through personal interviews, phone interviews, and the Internet. Read and interpret financial statements prepared at all levels of "quality" including audits, opinions and notes, tax records, "in house" prepared financial statements and pro forma statements. Prepare complex credit analysis of multiple entity organizations; submit high quality analysis and recommendations to senior staff in the Capital Markets unit and to Credit Approval for final action. Comply with AgWest documentation expectations, procedures, laws and regulations. Effectively participate in the Large Loan Committee process to ensure high quality products are delivered within the agreed time frames and within the risk parameters acceptable to AgWest. Complete customer visits, collateral inspections and documents observations; this requires transportation to and from business operations located throughout the United States, visually inspecting the condition and valuation of loan collateral, evaluating the customer's management practices and assessing income and cash flow capacity of the business including plant and equipment. Ensure a high degree of credit administration by developing and implementing Account Management plans. Communicate with other groups and teams and ensure timely transfers between portfolio groups to meet customer service needs and organization objectives. Support both lender and customer relationships through marketing and servicing financially related products by communicating with lenders and customers, their professional representatives and