Job Information
Northwest Farm Credit Services Relationship Manager in Seattle, Washington
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Relationship Manager III to join our Specialized Lending department in Seattle, Washington. This full-time position reports to the SVP, Lending and is accountable for providing high quality, profitable and constructive credit and related services to large, complex and/or high-risk loans while maintaining a high level of proactive marketing and portfolio management, including credit analysis, loan administration and servicing on all loan products. This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period. Compensation Information The base salary range for this position in Seattle, Washington is $98,000 - $190,000; bonus at target is 20% of salary. Job Requirements Market and sell products including loans and financially related services focused within the forest products industry. Work closely with Capital Markets to support large loan relationships. Provide leadership and direction to assigned account team(s) through effective communication regarding account management and servicing, delegation of responsibilities, and clear identification and measurement of expectations. Responsible for growing assigned loan portfolio, managing unused commitment levels, ensuring profitability targets are met for assigned portfolio, and communicating appropriate loan pricing information to customers. Establish rapport with and develop and maintain confidence of customers and prospective customers. Complete customer visits and document observations, which requires travel to and from customers' offices, facilities and/or tree farms, visually inspecting the condition and value of loan collateral, and evaluating the customers' management practices and expected repayment. Analyze customer's business operation, credit profile and lending needs to propose appropriate loan commitments and structures. Review complex credit analysis and submit recommendations to supervisor or loan committee for action; approve loans within delegated authority. Make quality credit decisions to ensure customer service, high quality loan portfolio, and loan administration; monitor loan performance and services of assigned accounts. Service assigned accounts with the objective of providing efficient customer service and maximizing the return on troubled assets through proactive servicing, follow up, and timely coordination with other divisions and portfolio groups. Ensure a high degree of credit administration by developing and implementing sales, servicing plans and coordinating actions with credit analysts and financial specialists. Communicate with other teams and portfolio groups and ensure timely transfers between divisions and portfolio teams to meet customer service needs and organization objectives. Participate in assigned industry teams or industry task forces as needed. Advance industry knowledge and expertise of assigned industry teams. Represent and communicate the values, purpose and mission of the organization to employees, customers, the public and other target audiences, by joining or actively supporting appropriate forest products trade organizations, civic groups and actively participating in sponsored events and programs throughout