Job Information
Toyota Credit Analyst in Plano, Texas
Overview
Who we are
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for diverse, talented team members who want to Dream. Do. Grow. with us.
We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply!
Our people make all the difference in our success.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment.
To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.
Who we’re looking for
Toyota’s Central region, Plano, TX Experience Center (EC), is looking for a passionate and highly motivated Credit Analyst.
The primary responsibility of this role is to analyze and make determinations on approval, conditioning and rejection of retail and lease credit applications received from automotive dealerships.
Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) Dealer Service Center (DSC) objectives and provides a high level of service to the dealer body, cultivates and preserves strong relationships with dealership personnel.
What you’ll be doing
Maintaining decision call back times at or below established objectives
Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines
Advising management of any problems or irregularities pertaining to retail, lease or wholesale financing, breeches of trust or other violations of TMCC plans
Monitoring dealer trends and identifying and reporting adverse issues
Partnering with Credit Investigation as needed.
What you bring
Relevant work experience such as automotive retail and/or wholesale financing
Relevant work experience such as retail credit, collections, dealership financial statements or wholesale
Strong attention to detail and organizational skills
Excellent analytical, oral and written communications skills
Working knowledge of Microsoft Office applications
Ability and willingness to work a schedule between 8am and 8pm (Mon – Fri), and Saturdays and holidays as needed.
Ability and willingness to work a hybrid work schedule; working both in office and at primary & private residence as scheduled.
Added bonus if you have
- Bachelor’s degree highly preferred
What we’ll bring
During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:
A work environment built on teamwork, flexibility and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Flextime and virtual work options (if applicable)
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Belonging at Toyota
Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10+ different Business Partnering Groups across 100 different North American chapter locations that support team members’ efforts to dream, do and grow without questioning that they belong. As a company that has been one of DiversityInc’s Top 50 Companies for Diversity and a member of The Billion Dollar Roundtable supporting minority and woman-owned suppliers for over 10 years, we are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business.
Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.
Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com.