Job Information
HCA Healthcare Associate Property and Causality Underwriter in Nashville, Tennessee
Description
Introduction
Do you want to join an organization that invests in you as a(an) Assoc Underwriter? At HCA Healthcare, you come first. HCA Healthcare has committed up to $300 million in programs to support our incredible team members over the course of three years.
Benefits
HCA Healthcare, offers a total rewards package that supports the health, life, career and retirement of our colleagues. The available plans and programs include:
Comprehensive medical coverage that covers many common services at no cost or for a low copay. Plans include prescription drug and behavioral health coverage as well as free telemedicine services and free AirMed medical transportation.
Additional options for dental and vision benefits, life and disability coverage, flexible spending accounts, supplemental health protection plans (accident, critical illness, hospital indemnity), auto and home insurance, identity theft protection, legal counseling, long-term care coverage, moving assistance, pet insurance and more.
Free counseling services and resources for emotional, physical and financial wellbeing
401(k) Plan with a 100% match on 3% to 9% of pay (based on years of service)
Employee Stock Purchase Plan with 10% off HCA Healthcare stock
Family support through fertility and family building benefits with Progyny and adoption assistance.
Referral services for child, elder and pet care, home and auto repair, event planning and more
Consumer discounts through Abenity and Consumer Discounts
Retirement readiness, rollover assistance services and preferred banking partnerships
Education assistance (tuition, student loan, certification support, dependent scholarships)
Colleague recognition program
Time Away From Work Program (paid time off, paid family leave, long- and short-term disability coverage and leaves of absence)
Employee Health Assistance Fund that offers free employee-only coverage to full-time and part-time colleagues based on income.
Learn more about Employee Benefits (https://careers.hcahealthcare.com/pages/employee-benefits-and-rewards)
Note: Eligibility for benefits may vary by location.
You contribute to our success. Every role has an impact on our patients’ lives and you have the opportunity to make a difference. We are looking for a dedicated Assoc Underwriter like you to be a part of our team.
Job Summary and Qualifications
This is an integral position within HCA Healthcare’s Risk & Insurance department and on behalf of the insurance company subsidiary Health Care Indemnity, Inc. (HCI) reporting directly to the Manager of Physician Programs. This position supports the Physician Insurance Programs segment of the Risk & Insurance Department through analyzing medical malpractice application requests, special project assignments, analyzing process improvement opportunities, conducting database management and quality controls of the physician, property builders’ risk and bond program. The Associate Underwriter gathers information throughout the system, maintaining database integrity for the corporate sponsored insurance programs. They provide customer support and problem solving assistance to facilities, physician practices and joint ventures on insurance-related issues and questions. In addition they assist the fellow Underwriters and Insurance team as needed and lead on other special projects.
Responsibilities
Conduct thorough analysis of all incoming provider medical malpractice application and enrollment request from HCI “customers” which include hospitals, physician practices, special joint ventures and 3 rd party contracted groups. Communicates with these “customer” contacts to complete outstanding or missing information and complete the underwriting file in order for underwriter review. Makes initial determinations on need for prior acts coverage/tail information, need for elevation for immediate underwriter review due to prior risk or prior state exposure concerns. Makes determination for enrollment in any state compensation funds.
Manages location database for provider exposures, issue initial and any follow-up requests for certificates of insurance to practices/hospitals/centralized credentialing centers. Also provides back-up support for requests for general liability certificates. Conducts ongoing quality assessments of database for accuracy. Responds to critical and rush demands based on nature of hospital and payor (insurance company) privileging schedule demands.
Request and collects relevant information from across the enterprise that supports the underwriting process for procurement and maintenance of the corporate-placed insurance programs, to include professional liability, auto and workers’ compensation, directors/officers, errors/omissions and cyber programs
Manages ongoing coordination with business operating groups (hospitals, physician practices, special JV partners) for determination of any unreported provider additions or terminations.
Assist the Manager of Physician Programs and VP of Insurance in daily operations as well as special projects including annual rate project. Annual rate project entails obtaining and analyzing other insurance carriers’ rate, class or other material changes in their periodic state filings on a state by state, class by class basis. Analysis to include summary findings and coordination with underwriting team to create recommendations to VP of Insurance for potential change considerations for HCI’s own rate filings.
Conducts boiler inspections and field engineering questions as the liaison between the facilities, the property carrier(s) and the third party engineering contractor. Elevate any outstanding recommendations to the facility and the Manager of Insurance Programs at designated intervals.
Conducts periodic assessment of underwriting intake and certificate issuance processes and provides process improvement feedback to Director of Insurance.
Assist with providing accurate and timely data enhancement on the property database with our broker and risk information management vendor(s).
Be cross-trained to assume responsibilities of and provide back-up assistance to the team as respects the corporate bond program by requesting bond placements and bond invoice processing.
Education & Experience
Bachelors Degree preferred
1+ year(s) of experience in relevant work experience. Experience specific to property & casualty (ideally medical malpractice) is preferred.
Excellent communication, organizational, computer (spreadsheet and database management), presentation skills and excellent customer service skills.
Insurance certification and/or Property & Causality Insurance Broker license preferred
HCA Healthcare (Corporate) , based in Nashville, Tennessee, supports a variety of corporate roles from business operations to administrative positions. Like our colleagues in any HCA Healthcare hospital, our corporate campus employees enjoy unparalleled resources and opportunities to reach their potential as healthcare leaders and innovators. From market rate compensation to continuing education and career advancement opportunities , every person has a solid foundation for success. Nashville is also home to our Executive Development Program , where exceptional employees are groomed to take on CNO- and COO-level roles in our hospitals. This selective program focuses on ethics, leadership and the financial and clinical knowledge required of professionals at this level of the industry.
HCA Healthcare has been recognized as one of the World's Most Ethical Companies® by the Ethisphere Institute more than ten times. In recent years, HCA Healthcare spent an estimated $3.7 billion in cost for the delivery of charitable care, uninsured discounts, and other uncompensated expenses.
"Good people beget good people."- Dr. Thomas Frist, Sr.
HCA Healthcare Co-Founder
We are a family 270,000 dedicated professionals! Our Talent Acquisition team is reviewing applications for our Assoc Underwriter opening. Qualified candidates will be contacted for interviews. Submit your resume today to join our community of caring!
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.