Citi Credit Risk Intermediate Analyst in Mumbai, India

  • Primary Location: India,Maharashtra,Mumbai

  • Education: Master's Degree

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: No

  • Job ID: 18065621

Description

About (ICG Risk)

ICG Risk Management Unit Mumbai:

  • The team is involved in Credit Analysis for Corporate Banking clients in Western Europe & North America

Role Outline/Job Summary:

  • Key focus will be the assessment of individual client and industry risks and providing support to the NY and London Global Industries & Regional Markets/Financial Institutions Risk Management teams, industry specialists and senior credit officers through best-in-class risk analysis; to ensure a well-coordinated, quality credit process in conjunction with counterparts across the world

Business/Department Objectives:

  • Key focus will be the assessment of individual client and industry risks and providing support to the NY, India and London GIRM/FIRM teams, industry specialists and senior credit officers through best-in-class risk analysis; to ensure a well-coordinated, quality credit process in conjunction with counterparts across the world

Core Responsibilities:

  • Ability to recommend credit decisions to Senior credit officers in managing their portfolios and take decisions as credit offices

  • Responsible for industry analyses and developing domain expertise for focus industry segments including the preparation of industry dashboards

  • Establish and maintain consistent standards and processes in credit analysis through interaction with industry specialists and analysts globally

  • Take responsibility for the analysis of complex credits

  • Work on complex financial forecasts/models and provide financial updates for credit reviews

  • Monitor stressed credits - monitoring obligors on monthly/quarterly basis, support on Stress Tests

  • Monitor trading limits & exposures of obligors to ensure that credit risk levels are within the firm’s risk tolerance

  • Responsible for credit exposure management for risk management purpose by resizing lines extended and also securing credit exposure for Citibank

  • Work on portfolio/reviews highlighting important Risks/Mitigants to Risk Seniors

  • Informal management of resources within the industry group and act as a back-up for Team lead

  • First point contact for all incoming Credit Requests liasioning with product management/relationship

  • Participating in Training programs conducted locally for the Analysts

  • Deal with excesses, unmatched issues etc as a credit officer

  • Preparation of Portfolio data for Audit, and Senior Management

Qualifications

  • Post Graduate with atleast 3-5 years of experience in Banking or Research Domain

  • EXP- 3-5 yrs

  • MBA

  • CA

  • CFA

  • CFA (US), CPA, India CFA

Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.