Campus Pride Jobs

Mobile Campus Pride Logo

Job Information

Citigroup Credit Risk Analytics Analyst II-C10 in Mumbai, India

Role Outline:

Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

  • Support tactical and strategic Risk Analytics projects for Citi’s Branded Cards Proprietary Cards Risk Management group in the US.

  • Develop and manage implementation of effective risk management strategies that help mitigate credit losses, including designing, executing, interpreting credit tests on statistically sampled customer populations.

  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes

  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.

  • Analyzing tests and performance using SAS and decision tree software (CHAID/ CART)

  • Evaluating effectiveness of current policies and strategies

Responsibilities:

  • Must have capability to clearly develop and communicate analysis

  • A good understanding of Credit life cycle, from Acquisitions through early Collections

  • Must have hands on expertise in developing and managing segmentation strategies

  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.

  • Understanding and communicating examples of credit strategy customer impact through example review of Credit Bureau data.

  • Ability to work efficiently in a matrixed environment balancing between both business and functional interactions and priorities, maximizing efficiencies of time-zones to create a continuously operating Credit Policy team.

Qualifications:

  • Undergraduate degree with a specialization in Statistics, Mathematics, or other quantitative discipline

  • 2+ years’ work experience required

Skills:

  • Experienced in developing, implementing and monitoring credit strategies or scoring models across underwriting, existing customer management (examples: Balance Transfer, Credit Line Increase/Decrease, Re-Issue, Transactions Authorization)

  • Good programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in PC, UNIX environments.

  • Highly proficient in Excel/pivot tables and PowerPoint. VBA a plus.

  • Exposure to project/process management

  • Strong communication and presentation skills targeting a variety of audiences

  • A qualified candidate needs to be able to work with cross functional teams

  • Flexibility in approach and thought process

  • Ability to work effectively across portfolio risk policy teams and functional areas teams

  • Strong influencing and facilitation skills.


Job Family Group:

Risk Management


Job Family:

Credit & Portfolio Risk Management


Time Type:

Full time


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .

View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .

View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

DirectEmployers