Job Information
American Credit Acceptance Call Center Entry Level Underwriter in Meridian, Idaho
This job was posted by https://idahoworks.gov : For more information, please see: https://idahoworks.gov/jobs/2306163
Start Date:
Monday, January 27th, 2025
About the Team
Made up of Sales, Funding, and Underwriting teams, Originations is at the forefront of ACAs business success. Driven by a mission of providing reliable, affordable transportation to the millions of Americans who have less than perfect credit, we come together every day to ensure everyone has access to the transportation they need to get to work, pick their kids up from school and get to where they need to go.
What Youll Do
At American Credit Acceptance, the primary responsibility ofUnderwritersis to evaluate customer credit profiles aligning with loan structure characteristics. They collaborate with dealer partners to educate and formulate loan decisions.
Key duties include gathering and scrutinizing all relevant underwriting information to assess risk levels and determine appropriate premiums for acceptable risks. The role involves accepting risks that meet underwriting standards and declining those that do not.
Underwriters demonstrate proficiency in comprehending and analyzing contracts, titles, and income tax data. Additionally, they evaluate automobile book values and review applicant credit bureau information.
This role may encompass various other tasks as assigned, reflecting the dynamic nature of responsibilities within the underwriting function.
For a view into a day in the life of a Underwriter at ACA,copy and paste the link below into your browser:
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Qualifications
- Experience in credit underwriting preferred
- Exceptional interpersonal, verbal, and written communication skills
- Able to maintain composure in a fast-paced environment
- Demonstrate an outgoing personality with the ability to build relationships and establish trust among clients
- Excellent problem solver with the ability to efficiently prioritize and multitask
- Ability to digest and apply information, learn new skills, and think critically
- Proficiency in navigating various computer software & programs, including MS Office and word processing programs
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment
This role operates in a professional office environment.
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