Job Information
OceanFirst Bank Commercial Lender II/Relationship Mgr II in Hasbrouck Heights, New Jersey
JOB SPECIFICATIONS:
Knowledge, Skills & Abilities
Demonstrated strong sales, negotiation and relationship management skills.
Experience in managing moderate to complex relationships.
Demonstrated working knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.
Proven business development skills
Thorough knowledge and understanding of banking regulations and laws governing commercial lending.
Work independently and leverage professional relationships within and outside the bank.
Proven knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.
Familiar with sales automation tools or related technologies.
Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.
Possesses strong relationships and recognized in the local market.
Strong computer literacy in MS Office.
Experience & Education
Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.
Demonstrated experience prospecting and managing clients with annual revenues in excess of $20MM+.
Minimum of 5-10 years commercial lending experience.
Formal credit training strongly preferred.
Internal and External Contacts
Extensive external customer, prospect and referral source contacts.
Internally this position requires regular contact with various departments within all divisions of the Bank, including management.
Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.