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OceanFirst Bank Commercial Lender III/Senior Relationship Mgr in Hasbrouck Heights, New Jersey

JOB SPECIFICATIONS:

Knowledge, Skills & Abilities

  • Extensive sales, negotiation and relationship management skills.

  • Experience in managing large, sophisticated and complex relationships.

  • Superior knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.

  • Proven business development skills

  • Thorough knowledge and understanding of banking regulations and laws governing commercial lending.

  • Proven ability to work independently and leverage professional relationships within and outside the bank.

  • Deep understanding of capital structures and experience in senior debt structures.

  • Extensive knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.

  • Familiar with sales automation tools or related technologies.

  • Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.

  • Possesses strong relationships and well recognized in the local market.

  • Strong computer literacy in MS Office.

Experience & Education

  • Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.

  • Demonstrated experience prospecting and managing clients with annual revenues in excess of $50MM+.

  • Minimum of 10+ years commercial lending experience.

  • Formal credit training strongly preferred.

Internal and External Contacts

  • Extensive external customer, prospect and referral source contacts.

  • Internally this position requires regular contact with various departments within all divisions of the Bank, including management.

Working Conditions/Physical Requirements

  • Office environment.

  • Ability to operate computer.

  • Ability to communicate in order to exchange simple to complex information with individuals and groups.

  • Ability to travel throughout Bank footprint.

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