Job Information
United Bank of Michigan Commercial Loan Officer in Grand Rapids, Michigan
United Bank of Michigan is seeking a Commercial Loan Officer to Develop and manage commercial loan accounts which meet established lending requirements and provide maximum profitability to the bank at minimum a risk.
As a full-time employee of United Insurance, you would join an outstanding, supportive culture of employees. You would also gain several attractive benefits, including the following:
- Paid vacation, sick, and personal days;
- Health, dental, vision, and life insurance;
- Long and short-term disability;
- 401(k) retirement plan with company match;
- Education reimbursement;
- Wellness opportunities;
- Training and development opportunities;
- Pay for performance;
- Promote from within philosophy;
- Bank products and services;
- Inclusive employer that celebrates and encourages the uniqueness of each person;
- Veteran friendly employer.
We have an excellent opportunity for a full-time Commercial Loan Officer. United Bank is searching for driven individuals who are focused on building relationships with our customers. Whether you have several years of experience or are new to Commercial Loans, we would love to help you achieve your personal and professional goals.
The Commercial Loan Officer position is a fundamental position at United Bank. This position is responsible for interviewing loan applicants. Collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan requests. Establishes and negotiates where necessary, terms and conditions which credit will be granted, including the costs, repayment method, and schedule and collateral requirements. Is responsible for all documentation requirements in underwriting the credit decision. Monitors loan repayment activities and takes necessary action to collect from past-due accounts. Develops new business by networking with business professionals, contacting prospects and customers, cross-sells banks services. Must have transportation to meet with clients on or off site. Responsible for areas of compliance as it relates to Commercial Lending. Undertakes special projects relating to departmental services as assigned.
This position requires:
- Fifth year college or University Program Certificate
- Two to four years related experience and/or training, or combination of education and experience;
- Register and maintain NMLS Unique Identifying Number
- Regular sitting;
- Utilizing hands & arms;
- Ability to talk & hear;
- To have close vision of 20 inches or less.