Job Information
Credit Union ONE SENIOR COMMERCIAL CREDIT ANALYST in FERNDALE, Michigan
Description
The Senior Credit Analyst provides support to the commercial loan department by analyzing individual/business financial information and industry data in preparation of loan approval recommendation documents and maintaining the commercial portfolio risks.
Essential Duties:
Performs preparation of complex loan evaluation
Oversees loan risk ratings
Maintains the Commercial Lending Inbox and financial statement tracker
Performs credit analysis
Orders business and consumer credit reports, UCC filing reports, and other third party services
Ensures compliance with applicable federal, state, and local laws and regulations
Completes special projects according to the needs of the department
Requirements:
Associate's degree preferred
Minimum of five years experience of commercial lending credit analysis
Minimum of five years of banking knowledge including policies, regulations, and transactions
Ability to effectively lead a team to meet project goals
Ability to manage time effectively, collaborate with others, and work with minimal supervision
Experience presenting to large and small groups
Above average proficiency in MS Office Products
We are looking for someone with Michigan banking/credit regulations experience.
Qualifications
Behaviors
Required
Functional Expert: Considered a thought leader on a subject
Team Player: Works well as a member of a group
Enthusiastic: Shows intense and eager enjoyment and interest
Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Motivations
Required
Self-Starter: Inspired to perform without outside help
Goal Completion: Inspired to perform well by the completion of tasks
Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
Experience
Required
5 years: Analyzing commercial tax returns, portfolio risk, and industry data
5 years: Commercial Credit Analysis