Job Information
Illinois Employer Dealer Services Analyst in East Alton, Illinois
This job was posted by https://illinoisjoblink.illinois.gov : For more information, please see: https://illinoisjoblink.illinois.gov/jobs/12317880
Department: Dealer Services Grade: 7
Reports To: Dealer Services Supervisor Classification: Non-Exempt
Supervises Direct: 0 Supervises Indirect: 0
Approved By: Vice President of Human
Resources Effective Date: 09/01/2012
Revised Date: 11/08/2023
Role:
Receives and processes loan applications from dealers of the Indirect Program and makes the determination to
approve or deny indirect loans within authorized limits. Records loan applications and documentation in the data
processing systems. Updates and maintains loan account information. Builds and maintains a good rapport with
the existing dealers of the indirect program and keeps them informed of current loan rates, terms and procedures.
Essential Functions & Responsibilities:
E 40% Assumes the responsibilities of the analyst during time of high volume. Analyzes a loan
applicant\'s credit worthiness by reviewing credit bureaus reports, credit score and verifying
information included on the loan applications, as necessary to determine feasibility of granting
loan. Makes determination to approve or deny indirect loans within authorized limits. Informs
dealer of loan decision including any changes or restrictions.
E 40% Receives indirect loan applications from dealer of the Indirect Program and esnures documents
are complete and accurate according to policies and compliance regulations. Responsible for
entering application data into the lending software and core systems.
E 10% Cultivates a good rapport with current and potential dealer partners of the Indirect Program.
Responsible for dealer relationship building through dealer visits and phone calls. Ensures
program changes are communicated effectively and timely, including loan rates, terms and
procedures.
E 10% Assumes additional responsibilities during times of high volume and assists, when necessary
with reporting, task management, dealer engagement promotions, and other job-related duties as
assigned.
Performance Measurements:
1. To ensure all documentation is completed in compliance with credit union policy and regulatory guidelines.
2. To fund, organize and complete member loan files in a consistent and timely manner with accuracy.
3. To maintain a reputation as a quality partner within the dealer network.
4. To maintain a working knowledge of the credit union\'s loan standards and guidelines.
5. To maintain a dependable record of attendance and timeliness.
Knowledge and Skills:
1st MidAmerica Credit Union
Structured Compensation - Job Description
Dealer Services Analyst
Data Year: 2025
Prepared On: 11/04/2024
Confidential Page 1 / 2
Experience Two years of similar or related experience in lending environment processing, funding,
underwriting loans.
Education A high school education or GED.
Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for
the purpose of first-level conflict resolution, building relationships, and soliciting
cooperation. Discussions involve a higher degree of confidentiality and discretion,
requiring diplomacy and tact in communication.
Other Skills Knowledge of legislation, regulation, policies and procedures pertaining to lending
practices.
Basic understanding of the collection process
Complete knowledge of the indirect lending program.
Knowledge of lending software and data processing systems.
Proficient with Microsoft products including Outlook, Word and Excel.
Intermediate math skills, capable of calculations involving decimals, percentages and
fractions
Skilled in typing, 10-key and filing.
Physical
Requirements
Work Environment Work frequently involves exposure to dust and time spent outside
May require working irregular hours with limited notice
Travel may be required both locally and out-of-state/overnight
Disclaimer:
Must be able to work and travel to different credit union locations as determined by management.
This Job Description is not a complete statement of all duties and responsibilities comprising the position.
DatePrinted Employee Name
Employee Signature
1st MidAmerica Credit Union
Structured Compensation - Job Description
Dealer Services Analyst
Data Year: 2025
Prepared On: 11/04/2024
Confidential Page 2 / 2