Job Information
Independent Bank Group Relationship Manager II (Commercial & Industrial) - Denver, in Denver, Colorado
This role has the opportunity to work hybrid. During the interview process, our Talent Acquisition Team will share additional details with you.
The Relationship Manager is responsible for developing and managing commercial banking relationships to maximize profitability to the bank with acceptable risk; through relationship management, credit management, and business development.
Responsibilities:
Relationship Management
Manages moderately large relationships that require more complex analysis
Deliver meaningful, sustainable value to customers by anticipating needs and expectations and providing appropriate value-add solutions
Ensures integrity and timeliness of customer information, documentation, and data
Ensures each relationship is profitable and represents appropriate risk
Credit Management
For new loan requests, assess borrower credit-worthiness in accordance with credit policy
Present loan opportunities to the appropriate credit approvers that include analysis and structure that are well articulated and well-reasoned
Ensure that loans are documented in accordance with credit approvals
Manage enterprise risk for products and services, including depository services and treasury management products as well as fraudulent activity
Business Development
Maintain high-level knowledge of commercial banking products & services
Demonstrate an active calling effort in order to maintain a comprehensive pipeline of new business opportunities
Actively work with Sr Relationship Managers to perfect business development efforts
Provide existing and prospective customers with appropriate financial services and advice
Assist less experienced Relationship Managers by providing insight and recommendations regarding marketing and deal flow management
Initiate e community visibility and involvement through active and strategic relationships with centers of influence and organizations
Maintain a pipeline of business leaders and prospects
Qualifications:
Education Requirements
Bachelor's degree
Minimum Experience
Minimum 6 years of experience in commercial lending as a credit analyst, underwriting specialist or portfolio manager
Minimum 2 years of experience as a relationship manager
Advanced familiarity with treasury management services and other banking products
Knowledge/ Skills/ Abilities
Thorough accounting & finance knowledge
Strong technical skills
Thorough knowledge of laws and regulations, and compliance related to commercial lending
Demonstrated ability to negotiate on behalf of the bank and borrower while appropriately balancing risk and shareholder value
Strong verbal, written, and interpersonal skills, as well as analytic and problem solving skills
Ability to work in a team environment and demonstrate flexibility as business dictates
Ability & willingness to investigate, resolve, and recommend process improvement opportunities
Job Details:Regular
In accordance with Colorado law: Colorado pay... For full info follow application link.
Independent Financial is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity