Selene Finance CREDIT BUREAU ANALYST in Dallas, United States
Selene Finance is a multi-line of business financial services firm with a mortgage servicing company, a loan diligence company, a title company, an insurance brokerage and a real estate owned company. There are locations in Houston, TX, Jacksonville, FL, Horsham, PA, Salt Lake CIty, UT, and Dallas, TX. Founded in 2007 to address needs in the mortgage industry, we strive to provide amazing client and borrower experiences. A positive attitude coupled with proven creative thinking and actions are attributes we seek in all of our employees. If you want to make a difference, Selene is the place for you!
*Position Summary: * Credit Bureau Analyst coordinates credit bureau reporting and oversees credit bureau corrections for the company's mortgage loans.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Establishes and maintains effective, preventative and detective controls to provide an assurance of compliance with all credit reporting obligations.
Defines key performance indicators and monitors performance against these standards.
Researches, responds and remediates credit reporting operational and/or technical processes and controls based upon audit observations, credit dispute activity, regulatory or contractual obligations, and/or other similar sources of performance feedback.
Oversees outgoing responses to credit disputes (Automated Consumer Dispute Verification) via E-Oscar; also credit corrections or updates (Automated Universal Data) to the credit bureau via E-Oscar.
Reports findings to management and other interested parties.
Researches and interprets payment histories to verify loan data such as payments posted, escrow disbursements, escrow analysis, loan balance information, ARM loan adjustments and cash applications.
Works closely with internal departments to resolve inquiries or complaints.
Generates response letters in accordance with Real Estate Settlement and Procedures Act and Consumer Financial Protection Bureau.
*Qualifications: * To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The qualified candidate must have:
Working knowledge, as it relates to mortgage servicing, of Fair Credit Reporting Act (FCRA) and Real Estate Settlement and Procedures Act (RESPA).
Strong analytical and organizational skills.
Excellent attention to detail.
Ability to multi-task and consistently meet multiple deadlines.
Strong verbal and written communication skills.
Ability to work in a team environment.
Education/Experience: High school diploma or general education degree (GED) required. Associate's degree (A. A.) from two-year college preferred. Up to two years related experience and/or training required.
Selene Finance LP is committed to the total wellbeing of its employees therefore offers one of the best benefits package available in the industry today which include:
Paid Time Off (PTO)
Medical, Dental &Vision
Employee Assistance Program
Flexible Spending Account
Health Savings Account
Paid Holidays (10 days off)
Company paid Life Insurance,
Matching 401(k) Plan
The job requirement listed above are representative of the knowledge, skill, and/or ability required. This job description is not an inclusive list of all duties and responsibilities of this position. Incumbents will be required to follow any other job related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Selene Finance LP reserves the right to amend and change responsibilities to meet business and organizational needs.