Job Information
Wells Fargo Senior Lead Enterprise Risk Officer - Consumer, Small and Business Banking, Chief Risk Officer Group in CHARLOTTE, North Carolina
About this role:
This role aligns to the Consumer, Small & Business Banking (CSBB) organization, supporting the small business deposit group. The Deposit Products Group offers innovative checking, savings and payment solutions that form the core of our customers' relationship with Wells Fargo.
The individual will leverage their experience and knowledge of risk management, business functions, products, and services to provide independent, holistic risk leadership and oversight of the business. The organizational design will follow a consistent framework, while allowing customization to meet the needs of the business. In addition to primary accountability for aligned business groups, Senior Lead Risk Officers may be accountable for oversight of other key functions such as business strategy, strategic partnerships, risk policy or programs - and/or CRO initiatives or management functions that cut across the business groups, contribute to CSBB CRO initiatives or advancement of the Wells Fargo CRO execution model.
The Senior Lead Enterprise Risk Officer will report directly to the CRO for Deposits, Payments & Operations
In this role, you will:
Provide risk oversight and challenge of strategic initiatives aligned with the enablement of Digital Banking capabilities and Customer experiences
Risk leadership for Deposits "Support the Product" functions including Customer & Employee Experience, Disclosures & Statements and Change Management
Primary liaison to Deposits Quality Assurance team to leverage quantitative metrics to inform on emerging risks and potential issues
Partner with EPPM leadership and key stakeholders to provide risk oversight of strategic initiatives designed to modernize product management, pricing, and fees functionality
Act as an advisor to leadership to develop or influence enterprise risk, governance, reporting programs, plans, specifications, resources, and long-term goals for highly complex business corporate governance risk programs and technical needs across multiple front lines with high risk for Enterprise Risk
Lead the strategy and resolution of highly complex and unique challenges for governance and reporting programs companywide
Deliver solutions that are long term, large scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others
Provide vision, direction, and expertise to more experienced leadership on implementing innovative and significant business solutions that are large-scale cross functional or companywide strategies
Lead projects and mentor virtual teams, design, develop and deliver training
Guide and direct the organization in terms of policies, effectiveness of companywide initiative execution, and reporting to the Board
Engage and strategize with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
Partner with managers to deliver risk reporting to executive management, committees, and Board of Directors and assists in development of actionable insights
Maintain internal partnership with the business and other business units, Audit, Legal, regulators, and industry partners on risk related topics
Required Qualifications:
- 7+ years of Risk Management experience (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
Previous experience with consumer and small business deposit and/or payment products
Strategic thinker that excels in business and risk acumen
Broad understanding of various risk types (e.g., credit, operational or compliance risk)
Knowledge and experience with end-to-end consumer and small business products throughout both the product management and customer life-cycle
Understanding of channel interaction, segmentation, marketing, cost and revenue drivers; working knowledge of other consumer products and interdependencies preferred
Knowledge and experience of Small Business lending and deposit products
Ability to manage and prioritize multiple initiatives simultaneously while applying critical thinking in describing multiple risks into a single risk landscape
Ability to develop and manage business relationships while interacting with all levels of an organization; Strong leadership experience
Advanced Microsoft Office skills
Excellent verbal, written, and interpersonal communication skills
Strong analytical skills with high attention to detail and accuracy
Ability to work in a fast-paced deadline driven environment
Posting Locations:
- 401 S. Tryon Street - Charlotte, North Carolina
Job Expectations:
Ability to work in the approved location in the job posting.
This position currently offers a hybrid work schedule.
Posting End Date:
2 Jul 2024
*Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Company: WELLS FARGO BANK
Req Number: R-378150
Updated: Mon Jul 01 02:53:19 UTC 2024
Location: CHARLOTTE,North Carolina