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M&T Bank Credit Team Leader II in Bridgeport, Connecticut


Responsible for the quality and efficiency of the underwriting of commercial loan analyses of a regional Loan Analysis team. Interact on a daily basis with senior management of both the Credit Division and Commercial Banking regarding the underwriting of major commercial loan requests.

Primary Responsibilities:

  • Responsible for the day to day activities of a regional team of Credit Analysts and Portfolio Managers to include the quality and efficiency of the underwriting of commercial loan analyses.

  • Serve as the point person for work requests, prioritizes and assigns work, and monitors work flow.

  • Maintain the quality of analyses produced, based on a program of prescreening credits, mentoring the analysts and portfolio managers and reviews final work prior to submission to appropriate credit authority.

  • Support various Regions in terms of credit analysis functions.

  • Oversee the training of new credit analysts and portfolio managers and other Loan Analysis staff as required.

  • Provides ongoing training to the department. Develop training materials and various forms.

  • Maintain work logs and prepare monthly productivity reports for management, and other reports, as needed.

  • Coordinate updates to the Credit Analysis Procedures Manual, writes procedures and develops analysis templates as needed.

  • Resolve any policy and procedure, accounting or credit issues that occur.

  • Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.

  • Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.

  • Promote an environment that supports diversity and reflects the M&T Bank brand.

  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

  • Complete other related duties as assigned.

Scope of Responsibilities:

Assist the Regional Credit Officers and various Loan Committees in making timely and informative decisions on credit requests for both new and existing customers, within Bank lending parameters.

Trains credit analysts and portfolio managers to build bench strength within the Loan Analysis unit.

Position interacts on an ongoing basis with senior management both in Credit and Commercial Banking.

Supervisory/ Managerial Responsibilities:

Supervises and mentors a team of anywhere from 4-10 credit analysts, portfolio manager, and administrative staff.

Education and Experience Required:

Bachelors degree in Accounting, Finance, or related discipline with 7 years’ commercial credit experience (including 2 years as a senior credit analyst) with three years supervisory or work leadership experience or in lieu of degree a combined minimum of 11 years higher education and work experience to include a minimum 7 years’ commercial credit experience (including 2 years as a senior credit analyst) with three years supervisory or work leadership experience.

Education and Experience Preferred:


Word, Excel, various Bank systems (AFS, Datalink, Hogan, etc).

Moody’s Risk Analyst spreadsheet system.

Strong leadership skills and ability to motivate others.

Commitment to meeting the needs of both the internal and external customers of the department.

Excellent communication (verbal and written) and interpersonal skills.

Ability to maximize efficiency and maintain the consistent quality of the work produced by the credit analysis team.

Exhibit a strong work ethic and consistently meet deadlines.

Extensive knowledge of Bank's credit policies and procedures.

Primary Location:

Bridgeport, Connecticut, United States of America

Compensation Range:

At M&T Bank, we make a difference in people’s lives. For more than 160 years, we’ve been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers. Our talent and culture set us apart. Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor. We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members. At M&T, we are a talent and people driven organization. Take a peek inside M&T’s Human Capital Report to learn how it feels to be one of our 17,000+ employees. We are constantly renewing. Our future success relies on our ability to understand what’s important to our customers and use that understanding to build new and innovative customer experiences. We support our employees every step of the way.

Competitive compensation - Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance - Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO - 401(k) match at 5% with options for Roth and discretionary employer contributions - A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more - Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts

We need you. Are you ready to join us? Apply today to start the journey. If you are unable to apply through this site due to technical issues, please contact us at for assistance. M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.