Job Information
OceanFirst Bank Commercial Lender II/Relationship Mgr II in Baltimore, Maryland
Position : Commercial Lender II/Relationship Mgr II
Location : Baltimore, MD
Requisition ID: : 4189
At OceanFirst Bank, each one of our employees plays an important role in fulfilling the mission and taking responsibility to execute daily tasks in alignment with our core values. Together we foster an environment of respect, professionalism and diversity that makes OceanFirst a great place to work and do business.
Great benefits include: on-site fitness facility at Red Bank and Toms River headquarter offices, hybrid schedule after initial onboarding has been completed (3 days in office, 2 days remote), employee perks & discount programs, tuition assistance, incentive compensation program, professional development opportunities, and more! Apply today to #BecomeOceanFirst and make an impact in the local community!
JOB SPECIFICATIONS:
Knowledge, Skills & Abilities
⦁ Demonstrated strong sales, negotiation and relationship management skills.
⦁ Experience in managing moderate to complex relationships.
⦁ Demonstrated working knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.
⦁ Proven business development skills
⦁ Thorough knowledge and understanding of banking regulations and laws governing commercial lending.
⦁ Work independently and leverage professional relationships within and outside the bank.
⦁ Proven knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.
⦁ Familiar with sales automation tools or related technologies.
⦁ Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.
⦁ Possesses strong relationships and recognized in the local market.
⦁ Strong computer literacy in MS Office.
Experience & Education
⦁ Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.
⦁ Demonstrated experience prospecting and managing clients with annual revenues in excess of $20MM+.
⦁ Minimum of 5-10 years commercial lending experience.
⦁ Formal credit training strongly preferred.
Internal and External Contacts
⦁ Extensive external customer, prospect and referral source contacts.
⦁ Internally this position requires regular contact with various departments within all divisions of the Bank, including management.
Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.