Job Information
Forestry Mutual Insurance Company Loss Control Field Representative in Albany, Georgia
Position Overview
The Loss Control Field Representative provides safety guidance and support to all FMIC Policyholders within their assigned territory to reduce operating risk overall, underpin safety performance improvement, and ensure compliance with the Mutual's policies. The Loss Control Field Representative is the main point of contact for FMIC Policyholders within the assigned territory. As such, the Field Representative must promote a positive attitude of safety to all policyholders and be willing to support the policyholder in a manner that brings value to the policyholder as a customer of FMIC. The Loss Control Field Representative is responsible for meeting or exceeding the Loss Ratio expectation for their territory as determined by FMIC's Board of Directors. Looking for candidates in the Albany, Moultrie, Tifton, Valdosta areas. (Southwest Georgia)
Salary starts at $60,000 per year with use of company vehicle and fuel card.
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We are a veteran friendly company. Military veterans strongly encouraged to apply!
Essential Duties and Responsibilities
Regular, reliable, and predictable attendance.
Maintain an acceptable motor vehicle record (MVR) determined by the company's auto insurance provider and the DLC.
Maintain a current Drivers License.
Submits to a Random Drug and Alcohol test administered by the company's random DandA testing TPA.
Develops and implements tactical (action) plans to control and reduce losses in his/her assigned territory.
Enforces adherence to FMIC Loss Control policies and procedures among the assigned area policyholders.
Conducts Pre-Surveys for potential new policyholders before the inception date. Evaluate potential policyholders for risk and safety culture/compliance and recommend to the FMIC Underwriter whether to approve or deny the new policy request.
Conducts new account set-up within 30 days of Policy Inception for new policyholders in the territory. New account set-up includes a documented review of FMIC's Policyholder Manual, development or approval of the policyholder's Safety Rules, and a documented review of FMIC's Safety Requirements, including any applicable Zero Tolerance Policies.
Submits a new member letter to the Director of Loss Control after each new account set-up that details the characteristics of the new policyholder's operation.
Conducts, at a minimum, annual Safety Surveys with each policyholder to ensure compliance with safety policies and procedures.
Conducts and documents an annual Safety Meeting while performing a Safety Survey with each policyholder.
Conducts a documented reminder with each policyholder on an annual basis of FMIC's requirement to report all claims within 24 hours.
Conducts follow-up safety surveys with policyholders who have experienced high losses or an excessive number of claims, as determined by the Director of Loss Control. During these visits, the Field Representative will review the current Loss Ratio for the policyholder as well as review all previous claims. The Field Representative will also review the potential following action or consequence with the policyholder should additional claims occur.
Maintains an Account Database containing essential information for each policyholder, including, but not limited to, address and contact information, dates of annual surveys and visits, number of employees, types of operations (logging, trucking, manufacturing, etc.), and safety ratings.
Maintains a Claims Database of all claims in the territory and submits the database timely each month to the Director of Loss Control.
Analyzes and approves or denies annual renewals for policyholders within their territory.
Evaluate each policyholder for chainsaw usage and maintain a database for all policyholders categori ing the level of chainsaw use. Reports any chainsaw training needs to the Chainsaw Trainer and updates the database with training dates.
Conducts investigations and provides detailed written documentation for potential legal use of all Major Loss claims as determined by the Director of Loss Control.
Conducts annual payroll or tonnage audits to reconcile each policyholder's account within 90 days of policy expiration or anniversary. Determines the cause of any significant discrepancies between reported and actual payroll or tonnage.
Attends the Review Committee meeting of any member who violates Forestry Mutuals procedures related to procedural compliance and/or losses.
Review all new First Report of Injury submissions for the territory. Follows up with the affected policyholder and provides information/feedback to the Director of Loss Control regarding the injury or claim.
Additional Duties and Responsibilities
Provide Loss Control support in other geographical territories when requested by the Director of Loss Control.
Assists policyholders as needed with developing and implementing specific safety improvement actions.
Conducts on-site and classroom training on specific safety topics, such as Driver Safety, as directed by the Director of Loss Control.
Assists partners and associations with training as needed (e.g., Pro-Logger, SHARP, Master Logger, etc.).
Conducts a documented reminder with each policyholder on an annual basis of FMIC's requirement for Alcohol and Drug Testing at the time of injury.
Annually reviews and documents requirements related to subcontractors with each policyholder.
Annually reviews and documents FMIC's Zero Tolerance policies specific to each policyholder's business activity (logging, woodworking, manufacturing, etc.).
Maintains a Safety Equipment inventory in their company vehicle and makes it available for sale to support the policyholder.
On a quarterly basis, reconciles the Equipment Inventory and reports results to the assigned coordinator.
Assists the policyholder with OSHA compliance. Reviews various OSHA requirements and assists with training requirements outlined in the appropriate checklist book.
When applicable, you may be requested by a policyholder to perform a mock OSHA inspection to assist the policyholder in compliance with OSHA standards.
Assists the policyholder with developing required Safety Rules and provides a copy of the completed rules to the appropriate government agency. Tracks the date of submission in the Account Database.
When applicable, you will assist in training new Loss Control staff in the functions, duties, and requirements of loss control activities related to their job responsibilities.
As necessary, acts as liaison with the policyholder for any questions or needs the policyholder may have, such as billing questions, insurance questions, etc. Ensures the policyholder is connected with the subject matter expert at FMIC.
Attends industry-associated conventions as needed as a Forestry Mutual Insur